Do I Need a Tracking/Camera System For My Insurance?

Vehicle tracking systems and vehicle camera systems have become popular security additions to vehicles. Vehicle tracking systems allow you to track your car's location at all times, whether you're driving or not. A camera system can record footage of anyone who attempts to break into or steal your car. Both systems can add an extra layer of security to your vehicle. But as a vehicle owner, you want to make sure that your vehicle is protected in the event of an accident or damage. Insurance is one way that will help protect you financially in the event of an accident or damage to your vehicle.

When it comes to vehicle insurance premiums, many people think that the only way to save money is by reducing their coverage levels. However, there are a number of discounts available from insurance companies that can help you save money on their premiums. One of these discounts is for vehicles that have certain safety devices installed, such as vehicle tracking devices and vehicle camera devices. But one question that does not come to everyone's mind is whether they need a tracking system or a camera system for their vehicle insurance.

Let us plunge in-depth into which system helps you save on your insurance premium or on which the insurance companies provide the discount.

• Vehicle tracking system

Most insurers view having a GPS tracking device in your vehicle as a sign that you're taking extra precautions to protect your vehicle and its contents. That is why insurance companies offer up to 15% discounts on vehicles that are equipped with a vehicle tracking system, while the specific discounts vary from company to company. Here are some of the top reasons why discounts are offered for vehicle tracking systems:



1. Theft is one of the most common causes of vehicle insurance claims. Tracking systems allows for quick recovery of a stolen vehicle, reducing the chances for insurance companies to pay large claims.
2. An all-inclusive vehicle tracker includes features that aid in monitoring driving. As a result, anyone driving a vehicle equipped with such a vehicle tracker is bound to drive safely, thereby reducing the likelihood of an accident.
3. Insurance companies also consider the maintenance of the vehicle before offering to insure against the risk. Vehicle tracking systems can collect mileage and diagnostic data, allowing vehicle owners to schedule routine service and maintenance such as oil changes and tire rotations. This extends the life of the vehicle and makes it safer, resulting in fewer claims for the insurance company to settle.

If you're looking to save money on your vehicle insurance, it might be worth looking into whether your provider offers such a discount.

• Vehicle camera system

When it comes to vehicle accidents and theft, having video evidence of what transpired can be invaluable for insurance companies, police departments, and other investigators. That's where a vehicle camera system comes in - these systems can help document accidents and crime scenes, providing clear footage of what happened. 

However, no auto insurance company offers a specific vehicle camera discount. On the other hand, having one can have an indirect impact on your premiums, which in turn helps keep your vehicle insurance rates low. While only owning a vehicle camera system will not lower your vehicle insurance rates, the footage provided by the camera can prove invaluable in some situations.

Now, it is clear that a vehicle camera system alone does not lower your premiums. The best way to save money on vehicle insurance is by using a tracking device. Not only will it keep track of where the vehicle is in real-time, but this also provides other features such as emergency services alerts and theft detection systems that can help you protect your investment!

If you are looking for a vehicle tracking system or vehicle camera system, then Smart Fits is the company for you. We have a wide range of products to choose from. With years of experience in the industry, we can provide you with a system that is not only affordable but also fits your needs.

Additionally, We have a professional installation service that is FITAS accredited and offers a 12 monthly guarantee, so you can be sure that your product will be installed to the highest standard.

Check out our website today to purchase your very own vehicle tracking system or vehicle camera system!